Blog

Take a look at our latest thoughts and news below.

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September 6, 2021

Should you choose a financial planner based on qualifications?

In financial planning, certain qualifications are essential. Some planners go further than they have to, and invest in extra certificates and titles (Peter and I are both Chartered for example).

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How to resist the most common investment mistake

Did you know that the person you saw in the mirror this morning could be the person most likely to damage your wealth?

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Property vs pension - is a second home a good investment?

“Should I invest in a second home?” It’s a question we get asked a lot.

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Music and mood: Why turning up Wham! and Duran Duran could boost your health

80s pop could be the best at reducing anxiety - research suggests.

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What would an alternative to Stamp Duty look like?

Chancellor Rishi Sunak is facing calls from campaigners but it’s unlikely the Stamp Duty would be scrapped without an alternative.

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7 powerful investment lessons from Warren Buffett

If you’re looking for some investing tips, the following pearls of wisdom from Warren Buffett are a great place to start.

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The history of investing: What the past can teach us about market cycles

2020 was an eventful year. The pandemic and subsequent lockdowns around the world had a huge impact on life, which inevitably affected stock markets and investment portfolios.

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Can money buy happiness? It’s the freedom to reach goals that adds value to your life

Is the common saying “money can’t buy happiness” true? Research suggests that it isn’t, and that the opportunities financial security brings can deliver happiness and improve wellbeing.

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Pensions and divorce: What are your options?

If you’re going through a divorce, your pension and retirement are likely the last things on your mind. And yet the decisions you make during the divorce process can have a lifelong impact.

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February 17, 2020

FTSE 100 suffers worst year since 2008 but your portfolio may still have gained

The impact of Covid-19, along with other factors, caused volatility within the market globally. Yet, despite this, your portfolio may still have made gains.

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February 17, 2021

Thousands will run out of money in retirement, will you?

Saving into a pension and accessing it comes with a lot of challenges as you need to think about how much income you need throughout retirement.

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February 12, 2021

43% of savers and investors don’t know where to find advice

Research from network Openwork found that more than two in five people don’t know how to access advice. This could mean they’re missing out on opportunities

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February 12, 2021

Protecting your business: Why business wills are important

It is important to have a will in place to ensure assets are passed on to loved ones in a way that aligns with your wishes. But, if you’re a business owner, have you included your business?

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February 8, 2021

2 top reasons why you shouldn’t just follow exciting investment fads

How many times have you heard or read about a particular stock that you should invest in? It can be tempting to follow exciting investment fads, but there are reasons why you shouldn’t.

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February 6, 2021

6 tax allowances to use before 5 April 2021 to boost your finances

As a new year starts, many allowances reset. For some, it will be your last opportunity to use them. Using these six allowances before the deadline can help you get the most out of your money.

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January 29, 2021

Protecting your business: What you need to know about key person insurance

The loss of a keyworker can devastate a business. It can mean immediate challenges are left for remaining staff and affect long-term ambitions.

Bull & Bear

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Discipline is the best defence in market downturns

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What I keep and where I own it

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The retirement transition: A guide to preparing for modern retirement

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10 steps to your perfect retirement

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Midwinter Financial Planning is entered on the FCA register under reference 849415. Midwinter Financial Planning Limited is an appointed Representative of ValidPath Ltd which is authorised and regulated by the Financial Conduct Authority (FCA). ValidPath Ltd is entered on the FCA register (www.fsa.gov.uk/register/home.do) under Reference Number 197107. The information and content of this website are subject to the UK regulatory regime and is intended for UK consumers only. Midwinter Financial Planning Limited Colchester Business Centre, 340 The Crescent, Colchester CO4 9AD . Registration no. 12238066. The value of your investment and the income from it can fall as well as rise and is not guaranteed. You may not get back the full amount invested.